Travel insurance includes insurance that’s supposed to cover financial and medical expenses and other losses as you are traveling, either internationally or inside your own country. Travel insurance that is temporary could be arranged at the booking time of the trip to cover the duration of the trip, or a more extensive insurance could be bought from travel agents, travel insurance companies or from travel suppliers like tour operators. Travel insurance oftentimes provides coverage for different travellers. Travel insurance bought from travel suppliers is less inclusive than insurance provided by the insurance companies. International travel, cruise travel, adventure travel, leisure travel, business travel and student travel are all different choices which could be insured.
The more popular complications which are covered by this type of insurance include:
- Trip interruption/cancellation
- Overseas funeral expenditures
- Departure that’s delayed
- Baggage that’s delayed
- Rental car damage excess and personal liability
- Medical expenses
- Emergency repatriation/evacuation
- Repatriation of remains
- Disablement benefit, injury or accidental death
- Curtailment
- Damage to, theft of, or loss of money and personal possessions
- Legal help
This type of insurance could additionally offer assistance services, oftentimes around the clock, seven days per week which could involve emergency travel assistance and concierge services.